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a shock in the u.s. certainly. was that warranted, do you think? >> i think there was some overreaction of the market. first of all, this result is not totally unexpected. secondly, i don't think it changes that much the picture. probably not that good for italy, but anyway in europe 2013 it will be a transition year, you know. there is also an election in germany, difficult to expect any strong political movement before 2014 so i don't think it changed very much the picture actually. >> one of your analysts was telling clients to sell italian bonds and buy spanish ones. is this something that the banks would buy as well? >> we don't think we have to trade on sovereign debt. you've seen effectively an increase in a decrease in the price of the italian bond. there was one of reaction. again, it's for our client to decide. >> yes, of course. let's talk a bit about the banking sector because there's a real conversation going on right now in terms of should the major banks be split up? you've got regulators across the world having different opinions on this. where do you come out is this do
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